Call reports 2020
TRI-COUNTY BANK & TRUST COMPANY — 2020
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 205,809,000 | 217,142,000 | 217,793,000 | 227,196,000 |
| Total loans | 93,723,000 | 101,597,000 | 99,348,000 | 100,428,000 |
| Allowance for loan losses | 901,000 | 948,000 | 1,025,000 | 1,103,000 |
| Securities available for sale | 79,547,000 | 82,125,000 | 83,917,000 | 88,020,000 |
| Securities held to maturity | 948,000 | 948,000 | 933,000 | 933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,236,000 | 188,154,000 | 188,488,000 | 198,405,000 |
| Interest-bearing deposits | 145,122,000 | 145,446,000 | 147,738,000 | 149,253,000 |
| Noninterest-bearing deposits | 34,114,000 | 42,708,000 | 40,750,000 | 49,152,000 |
| Equity capital | 26,271,000 | 28,017,000 | 28,214,000 | 27,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,744,000 | 3,627,000 | 5,171,000 | 6,609,000 |
| Interest expense | 221,000 | 425,000 | 621,000 | 799,000 |
| Net interest income | 1,523,000 | 3,202,000 | 4,550,000 | 5,810,000 |
| Noninterest income | 150,000 | 298,000 | 454,000 | 620,000 |
| Noninterest expense | 1,284,000 | 2,605,000 | 3,903,000 | 5,330,000 |
| Provision for loan losses | 55,000 | 130,000 | 205,000 | 280,000 |
| Pretax income | 334,000 | 847,000 | 1,069,000 | 1,070,000 |
| Income tax | 109,000 | 150,000 | 171,000 | 106,000 |
| Net income | 225,000 | 697,000 | 898,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,292,000 | 26,449,000 | 26,649,000 | 26,242,000 |