Call reports 2019
TRI-COUNTY BANK & TRUST COMPANY — 2019
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 199,525,000 | 219,192,000 | 216,758,000 | 205,275,000 |
| Total loans | 89,416,000 | 90,872,000 | 91,280,000 | 93,393,000 |
| Allowance for loan losses | 1,021,000 | 1,046,000 | 1,101,000 | 817,000 |
| Securities available for sale | 73,098,000 | 75,237,000 | 82,816,000 | 85,894,000 |
| Securities held to maturity | 1,376,000 | 1,376,000 | 1,341,000 | 1,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,875,000 | 192,604,000 | 189,315,000 | 178,842,000 |
| Interest-bearing deposits | 142,234,000 | 158,285,000 | 159,343,000 | 146,353,000 |
| Noninterest-bearing deposits | 31,641,000 | 34,319,000 | 29,972,000 | 32,489,000 |
| Equity capital | 25,388,000 | 26,027,000 | 26,629,000 | 26,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,540,000 | 5,441,000 | 7,225,000 |
| Interest expense | 191,000 | 401,000 | 629,000 | 861,000 |
| Net interest income | 1,524,000 | 3,139,000 | 4,812,000 | 6,364,000 |
| Noninterest income | 154,000 | 330,000 | 507,000 | 658,000 |
| Noninterest expense | 1,154,000 | 2,241,000 | 3,420,000 | 4,669,000 |
| Provision for loan losses | 25,000 | 65,000 | 110,000 | 155,000 |
| Pretax income | 498,000 | 1,164,000 | 1,845,000 | 2,254,000 |
| Income tax | 109,000 | 219,000 | 328,000 | 287,000 |
| Net income | 389,000 | 945,000 | 1,517,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,433,000 | 25,677,000 | 26,248,000 | 26,067,000 |
| Total capital | 26,454,000 | 26,723,000 | 27,349,000 | 26,884,000 |
| Risk-weighted assets | 103,605,000 | 108,232,000 | 106,312,000 | 104,328,000 |