Call reports 2018
TRI-COUNTY BANK & TRUST COMPANY — 2018
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 193,788,000 | 197,212,000 | 191,391,000 | 197,734,000 |
| Total loans | 84,783,000 | 88,552,000 | 90,973,000 | 89,132,000 |
| Allowance for loan losses | 1,188,000 | 1,201,000 | 1,216,000 | 1,233,000 |
| Securities available for sale | 73,579,000 | 74,330,000 | 73,297,000 | 73,068,000 |
| Securities held to maturity | 1,976,000 | 1,976,000 | 1,976,000 | 1,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,718,000 | 172,984,000 | 166,848,000 | 173,012,000 |
| Interest-bearing deposits | 137,914,000 | 140,890,000 | 136,848,000 | 138,344,000 |
| Noninterest-bearing deposits | 31,804,000 | 32,094,000 | 30,000,000 | 34,668,000 |
| Equity capital | 23,824,000 | 23,863,000 | 24,019,000 | 24,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,184,000 | 4,880,000 | 6,626,000 |
| Interest expense | 149,000 | 307,000 | 474,000 | 659,000 |
| Net interest income | 1,404,000 | 2,877,000 | 4,406,000 | 5,967,000 |
| Noninterest income | 165,000 | 334,000 | 501,000 | 672,000 |
| Noninterest expense | 1,078,000 | 2,143,000 | 3,288,000 | 4,341,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 475,000 | 1,037,000 | 1,572,000 | 2,236,000 |
| Income tax | 108,000 | 232,000 | 372,000 | 379,000 |
| Net income | 367,000 | 805,000 | 1,200,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,107,000 | 23,339,000 | 23,796,000 | 24,135,000 |
| Total capital | 24,295,000 | 24,540,000 | 25,012,000 | 25,368,000 |
| Risk-weighted assets | 100,947,000 | 104,121,000 | 104,446,000 | 103,286,000 |