Call reports 2017
TRI-COUNTY BANK & TRUST COMPANY — 2017
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 186,187,000 | 195,808,000 | 191,461,000 | 192,686,000 |
| Total loans | 79,631,000 | 84,121,000 | 85,455,000 | 84,853,000 |
| Allowance for loan losses | 1,162,000 | 1,153,000 | 1,172,000 | 1,177,000 |
| Securities available for sale | 75,809,000 | 75,959,000 | 77,215,000 | 77,277,000 |
| Securities held to maturity | 2,190,000 | 2,190,000 | 2,190,000 | 2,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,509,000 | 171,619,000 | 166,824,000 | 168,538,000 |
| Interest-bearing deposits | 133,895,000 | 139,781,000 | 137,512,000 | 135,252,000 |
| Noninterest-bearing deposits | 28,614,000 | 31,838,000 | 29,312,000 | 33,286,000 |
| Equity capital | 23,162,000 | 23,497,000 | 23,815,000 | 23,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,936,000 | 4,508,000 | 6,122,000 |
| Interest expense | 132,000 | 270,000 | 414,000 | 559,000 |
| Net interest income | 1,286,000 | 2,666,000 | 4,094,000 | 5,563,000 |
| Noninterest income | 175,000 | 358,000 | 539,000 | 685,000 |
| Noninterest expense | 1,056,000 | 2,064,000 | 3,183,000 | 4,226,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 375,000 | 914,000 | 1,390,000 | 1,947,000 |
| Income tax | 107,000 | 224,000 | 351,000 | -311,000 |
| Net income | 268,000 | 690,000 | 1,039,000 | 2,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,263,000 | 23,370,000 | 23,719,000 | 23,487,000 |
| Total capital | 24,425,000 | 24,523,000 | 24,831,000 | 24,664,000 |
| Risk-weighted assets | 96,458,000 | 101,327,000 | 88,906,000 | 101,362,000 |