Call reports 2016
TRI-COUNTY BANK & TRUST COMPANY — 2016
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 185,655,000 | 190,427,000 | 188,133,000 | 187,347,000 |
| Total loans | 76,959,000 | 77,760,000 | 79,528,000 | 78,787,000 |
| Allowance for loan losses | 1,066,000 | 1,097,000 | 1,128,000 | 1,130,000 |
| Securities available for sale | 76,986,000 | 78,333,000 | 76,805,000 | 75,841,000 |
| Securities held to maturity | 2,745,000 | 2,745,000 | 2,645,000 | 2,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,958,000 | 165,101,000 | 162,688,000 | 164,291,000 |
| Interest-bearing deposits | 131,372,000 | 135,374,000 | 133,931,000 | 132,557,000 |
| Noninterest-bearing deposits | 29,586,000 | 29,728,000 | 28,758,000 | 31,734,000 |
| Equity capital | 23,665,000 | 23,981,000 | 24,082,000 | 22,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,868,000 | 4,306,000 | 5,734,000 |
| Interest expense | 131,000 | 265,000 | 398,000 | 533,000 |
| Net interest income | 1,303,000 | 2,603,000 | 3,908,000 | 5,201,000 |
| Noninterest income | 178,000 | 373,000 | 566,000 | 749,000 |
| Noninterest expense | 1,010,000 | 2,042,000 | 3,046,000 | 3,974,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 453,000 | 892,000 | 1,366,000 | 1,884,000 |
| Income tax | 109,000 | 214,000 | 340,000 | 418,000 |
| Net income | 344,000 | 678,000 | 1,026,000 | 1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,821,000 | 22,839,000 | 23,187,000 | 22,995,000 |
| Total capital | 23,887,000 | 23,936,000 | 24,315,000 | 24,125,000 |
| Risk-weighted assets | 95,105,000 | 96,767,000 | 97,535,000 | 97,069,000 |