Call reports 2015
TRI-COUNTY BANK & TRUST COMPANY — 2015
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 191,875,000 | 191,849,000 | 189,661,000 | 187,834,000 |
| Total loans | 80,004,000 | 80,844,000 | 79,687,000 | 79,554,000 |
| Allowance for loan losses | 965,000 | 1,005,000 | 1,024,000 | 1,033,000 |
| Securities available for sale | 72,201,000 | 77,702,000 | 78,283,000 | 78,153,000 |
| Securities held to maturity | 3,045,000 | 2,997,000 | 2,982,000 | 2,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,735,000 | 168,178,000 | 164,957,000 | 164,376,000 |
| Interest-bearing deposits | 139,337,000 | 140,605,000 | 137,942,000 | 132,980,000 |
| Noninterest-bearing deposits | 28,398,000 | 27,573,000 | 27,015,000 | 31,396,000 |
| Equity capital | 23,067,000 | 22,767,000 | 23,457,000 | 22,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,861,000 | 4,318,000 | 5,770,000 |
| Interest expense | 139,000 | 280,000 | 416,000 | 551,000 |
| Net interest income | 1,276,000 | 2,581,000 | 3,902,000 | 5,219,000 |
| Noninterest income | 167,000 | 336,000 | 521,000 | 658,000 |
| Noninterest expense | 971,000 | 2,011,000 | 3,001,000 | 4,061,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 442,000 | 860,000 | 1,346,000 | 1,740,000 |
| Income tax | 110,000 | 213,000 | 335,000 | 356,000 |
| Net income | 332,000 | 647,000 | 1,011,000 | 1,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,675,000 | 22,370,000 | 22,734,000 | 22,383,000 |
| Total capital | 22,640,000 | 23,375,000 | 23,758,000 | 23,416,000 |
| Risk-weighted assets | 161,758,000 | 100,023,000 | 98,288,000 | 97,611,000 |