Call reports 2014
TRI-COUNTY BANK & TRUST COMPANY — 2014
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 192,094,000 | 195,246,000 | 184,926,000 | 185,155,000 |
| Total loans | 76,817,000 | 79,848,000 | 80,356,000 | 81,505,000 |
| Allowance for loan losses | 1,142,000 | 1,158,000 | 1,192,000 | 1,198,000 |
| Securities available for sale | 66,980,000 | 70,101,000 | 70,054,000 | 73,226,000 |
| Securities held to maturity | 3,672,000 | 3,672,000 | 3,323,000 | 3,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,378,000 | 172,090,000 | 161,353,000 | 162,026,000 |
| Interest-bearing deposits | 140,961,000 | 145,329,000 | 137,228,000 | 132,736,000 |
| Noninterest-bearing deposits | 28,417,000 | 26,761,000 | 24,124,000 | 29,290,000 |
| Equity capital | 21,964,000 | 22,227,000 | 22,552,000 | 22,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,797,000 | 4,254,000 | 5,705,000 |
| Interest expense | 151,000 | 302,000 | 450,000 | 594,000 |
| Net interest income | 1,245,000 | 2,495,000 | 3,804,000 | 5,111,000 |
| Noninterest income | 163,000 | 333,000 | 512,000 | 732,000 |
| Noninterest expense | 943,000 | 1,930,000 | 2,875,000 | 3,892,000 |
| Provision for loan losses | 30,000 | 70,000 | 100,000 | 130,000 |
| Pretax income | 435,000 | 828,000 | 1,343,000 | 1,831,000 |
| Income tax | 111,000 | 213,000 | 337,000 | 377,000 |
| Net income | 324,000 | 615,000 | 1,006,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,684,000 | 21,659,000 | 22,050,000 | 21,868,000 |
| Total capital | 22,826,000 | 22,817,000 | 23,242,000 | 23,066,000 |
| Risk-weighted assets | 96,714,000 | 100,028,000 | 98,041,000 | 99,083,000 |