Call reports 2013
TRI-COUNTY BANK & TRUST COMPANY — 2013
What TRI-COUNTY BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 185,201,000 | 187,322,000 | 181,841,000 | 188,019,000 |
| Total loans | 72,651,000 | 74,974,000 | 75,455,000 | 77,570,000 |
| Allowance for loan losses | 1,113,000 | 1,111,000 | 1,119,000 | 1,134,000 |
| Securities available for sale | 68,129,000 | 66,808,000 | 66,212,000 | 67,595,000 |
| Securities held to maturity | 4,845,000 | 4,845,000 | 4,002,000 | 4,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,240,000 | 164,971,000 | 159,118,000 | 166,286,000 |
| Interest-bearing deposits | 134,731,000 | 136,423,000 | 134,469,000 | 135,273,000 |
| Noninterest-bearing deposits | 26,509,000 | 28,548,000 | 24,649,000 | 31,013,000 |
| Equity capital | 22,449,000 | 21,498,000 | 21,797,000 | 21,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,843,000 | 4,265,000 | 5,671,000 |
| Interest expense | 160,000 | 317,000 | 473,000 | 627,000 |
| Net interest income | 1,260,000 | 2,526,000 | 3,792,000 | 5,044,000 |
| Noninterest income | 162,000 | 324,000 | 467,000 | 654,000 |
| Noninterest expense | 963,000 | 1,747,000 | 2,630,000 | 3,575,000 |
| Provision for loan losses | 24,000 | 50,000 | 80,000 | 120,000 |
| Pretax income | 429,000 | 1,051,000 | 1,549,000 | 2,002,000 |
| Income tax | 106,000 | 262,000 | 369,000 | 433,000 |
| Net income | 323,000 | 789,000 | 1,180,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,060,000 | 21,211,000 | 21,602,000 | 21,360,000 |
| Total capital | 22,174,000 | 22,322,000 | 22,721,000 | 22,494,000 |
| Risk-weighted assets | 91,672,000 | 94,537,000 | 93,343,000 | 96,831,000 |