Call reports 2026
OLD SECOND NATIONAL BANK — 2026
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 6,846,609,000 | 6,861,243,000 |
| Total loans | 5,189,581,000 | 5,248,219,000 |
| Allowance for loan losses | 72,126,000 | 70,380,000 |
| Securities available for sale | 1,114,712,000 | 1,040,014,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 5,600,748,000 | 5,467,167,000 |
| Interest-bearing deposits | 3,809,451,000 | 3,697,933,000 |
| Noninterest-bearing deposits | 1,791,297,000 | 1,769,234,000 |
| Equity capital | 930,255,000 | 924,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 98,335,000 | 199,514,000 |
| Interest expense | 16,360,000 | 33,256,000 |
| Net interest income | 81,975,000 | 166,258,000 |
| Noninterest income | 12,731,000 | 25,979,000 |
| Noninterest expense | 48,138,000 | 97,484,000 |
| Provision for loan losses | 9,601,000 | 17,103,000 |
| Pretax income | 37,068,000 | 77,753,000 |
| Income tax | 9,427,000 | 19,848,000 |
| Net income | 27,641,000 | 57,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 814,473,000 | 811,451,000 |
| Total capital | 877,908,000 | 873,652,000 |
| Risk-weighted assets | 5,900,254,000 | 5,915,238,000 |