Call reports 2024
OLD SECOND NATIONAL BANK — 2024
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 5,611,401,000 | 5,659,317,000 | 5,668,681,000 | 5,647,659,000 |
| Total loans | 3,970,483,000 | 3,978,886,000 | 3,993,525,000 | 3,982,892,000 |
| Allowance for loan losses | 44,113,000 | 42,269,000 | 44,422,000 | 43,619,000 |
| Securities available for sale | 1,168,797,000 | 1,173,661,000 | 1,190,854,000 | 1,161,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,641,368,000 | 4,552,459,000 | 4,518,028,000 | 4,846,769,000 |
| Interest-bearing deposits | 2,808,349,000 | 2,793,241,000 | 2,796,424,000 | 3,063,811,000 |
| Noninterest-bearing deposits | 1,833,019,000 | 1,759,218,000 | 1,721,604,000 | 1,782,958,000 |
| Equity capital | 641,746,000 | 667,764,000 | 688,875,000 | 671,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 73,316,000 | 146,525,000 | 222,584,000 | 297,849,000 |
| Interest expense | 12,720,000 | 25,419,000 | 40,097,000 | 52,956,000 |
| Net interest income | 60,596,000 | 121,106,000 | 182,487,000 | 244,893,000 |
| Noninterest income | 10,500,000 | 21,885,000 | 32,678,000 | 43,427,000 |
| Noninterest expense | 36,572,000 | 73,172,000 | 111,181,000 | 153,151,000 |
| Provision for loan losses | 3,544,000 | 7,494,000 | 9,492,000 | 13,584,000 |
| Pretax income | 31,025,000 | 62,570,000 | 94,734,000 | 122,419,000 |
| Income tax | 8,037,000 | 15,971,000 | 23,439,000 | 30,337,000 |
| Net income | 22,988,000 | 46,599,000 | 71,295,000 | 92,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 614,947,000 | 638,977,000 | 638,983,000 | 610,285,000 |
| Total capital | 660,428,000 | 682,415,000 | 684,576,000 | 654,484,000 |
| Risk-weighted assets | 4,708,078,000 | 4,731,543,000 | 4,737,134,000 | 4,735,679,000 |