Call reports 2023
OLD SECOND NATIONAL BANK — 2023
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,918,823,000 | 5,880,905,000 | 5,757,068,000 | 5,718,417,000 |
| Total loans | 4,004,300,000 | 4,016,743,000 | 4,031,840,000 | 4,044,275,000 |
| Allowance for loan losses | 53,392,000 | 55,314,000 | 51,729,000 | 44,264,000 |
| Securities available for sale | 1,455,068,000 | 1,335,622,000 | 1,229,618,000 | 1,192,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,922,731,000 | 4,731,530,000 | 4,625,242,000 | 4,607,461,000 |
| Interest-bearing deposits | 2,947,075,000 | 2,819,888,000 | 2,751,661,000 | 2,735,855,000 |
| Noninterest-bearing deposits | 1,975,656,000 | 1,911,642,000 | 1,873,581,000 | 1,871,606,000 |
| Equity capital | 594,911,000 | 580,502,000 | 600,701,000 | 619,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 70,147,000 | 144,021,000 | 218,236,000 | 291,917,000 |
| Interest expense | 4,167,000 | 12,232,000 | 22,640,000 | 34,265,000 |
| Net interest income | 65,980,000 | 131,789,000 | 195,596,000 | 257,652,000 |
| Noninterest income | 9,627,000 | 18,958,000 | 29,819,000 | 38,923,000 |
| Noninterest expense | 35,066,000 | 67,963,000 | 103,955,000 | 139,863,000 |
| Provision for loan losses | 4,652,000 | 7,079,000 | 10,091,000 | 18,086,000 |
| Pretax income | 35,365,000 | 74,062,000 | 108,813,000 | 136,063,000 |
| Income tax | 9,499,000 | 19,941,000 | 28,693,000 | 35,988,000 |
| Net income | 25,866,000 | 54,121,000 | 80,120,000 | 100,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 577,986,000 | 571,923,000 | 601,998,000 | 592,413,000 |
| Total capital | 631,902,000 | 627,334,000 | 653,812,000 | 636,767,000 |
| Risk-weighted assets | 4,825,083,000 | 4,888,133,000 | 4,817,992,000 | 4,810,307,000 |