Call reports 2022
OLD SECOND NATIONAL BANK — 2022
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,223,424,000 | 6,003,138,000 | 5,966,249,000 | 5,883,754,000 |
| Total loans | 3,410,445,000 | 3,626,776,000 | 3,870,631,000 | 3,870,100,000 |
| Allowance for loan losses | 44,308,000 | 45,388,000 | 48,847,000 | 49,480,000 |
| Securities available for sale | 1,816,450,000 | 1,734,416,000 | 1,609,759,000 | 1,539,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,562,385,000 | 5,353,867,000 | 5,303,858,000 | 5,149,924,000 |
| Interest-bearing deposits | 3,809,162,000 | 2,517,470,000 | 3,183,214,000 | 3,059,021,000 |
| Noninterest-bearing deposits | 1,753,223,000 | 2,836,397,000 | 2,120,644,000 | 2,090,903,000 |
| Equity capital | 591,379,000 | 576,047,000 | 548,257,000 | 554,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 43,332,000 | 90,711,000 | 148,713,000 | 216,448,000 |
| Interest expense | 726,000 | 1,366,000 | 2,135,000 | 3,928,000 |
| Net interest income | 42,606,000 | 89,345,000 | 146,578,000 | 212,520,000 |
| Noninterest income | 13,532,000 | 24,071,000 | 34,146,000 | 44,121,000 |
| Noninterest expense | 37,036,000 | 74,284,000 | 107,611,000 | 146,148,000 |
| Provision for loan losses | 320,000 | 1,650,000 | 5,177,000 | 6,750,000 |
| Pretax income | 19,102,000 | 38,549,000 | 68,029,000 | 102,999,000 |
| Income tax | 5,153,000 | 10,396,000 | 18,270,000 | 27,360,000 |
| Net income | 13,949,000 | 28,153,000 | 49,759,000 | 75,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 528,654,000 | 543,518,000 | 550,636,000 | 552,404,000 |
| Total capital | 573,948,000 | 588,359,000 | 599,909,000 | 602,236,000 |
| Risk-weighted assets | 4,149,271,000 | 4,442,057,000 | 4,746,924,000 | 4,721,781,000 |