Call reports 2021
OLD SECOND NATIONAL BANK — 2021
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,169,776,000 | 3,256,177,000 | 3,276,400,000 | 6,214,413,000 |
| Total loans | 1,967,467,000 | 1,910,181,000 | 1,870,952,000 | 3,426,685,000 |
| Allowance for loan losses | 30,967,000 | 28,639,000 | 26,949,000 | 44,281,000 |
| Securities available for sale | 593,280,000 | 579,948,000 | 715,187,000 | 1,692,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,695,908,000 | 2,773,702,000 | 2,806,168,000 | 5,491,343,000 |
| Interest-bearing deposits | 2,344,484,000 | 1,133,461,000 | 1,145,674,000 | 3,773,894,000 |
| Noninterest-bearing deposits | 351,424,000 | 1,640,241,000 | 1,660,494,000 | 1,717,449,000 |
| Equity capital | 361,954,000 | 374,931,000 | 383,038,000 | 625,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 25,388,000 | 49,579,000 | 74,366,000 | 105,202,000 |
| Interest expense | 815,000 | 1,506,000 | 2,102,000 | 2,724,000 |
| Net interest income | 24,573,000 | 48,073,000 | 72,264,000 | 102,478,000 |
| Noninterest income | 11,323,000 | 19,172,000 | 28,262,000 | 38,996,000 |
| Noninterest expense | 21,224,000 | 41,586,000 | 62,452,000 | 96,884,000 |
| Provision for loan losses | -3,470,000 | -5,734,000 | -7,187,000 | 2,795,000 |
| Pretax income | 17,672,000 | 32,161,000 | 46,320,000 | 40,496,000 |
| Income tax | 4,601,000 | 8,450,000 | 12,033,000 | 10,809,000 |
| Net income | 13,071,000 | 23,711,000 | 34,287,000 | 29,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 331,119,000 | 341,245,000 | 351,663,000 | 514,989,000 |
| Total capital | 358,431,000 | 365,910,000 | 374,923,000 | 558,500,000 |
| Risk-weighted assets | 2,268,914,000 | 2,241,183,000 | 2,247,168,000 | 4,149,367,000 |