Call reports 2020
OLD SECOND NATIONAL BANK — 2020
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,658,061,000 | 2,934,058,000 | 2,981,114,000 | 3,046,940,000 |
| Total loans | 1,967,253,000 | 2,061,753,000 | 2,040,556,000 | 2,047,462,000 |
| Allowance for loan losses | 30,045,000 | 31,273,000 | 32,918,000 | 33,855,000 |
| Securities available for sale | 449,694,000 | 447,436,000 | 448,421,000 | 496,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,236,386,000 | 2,488,613,000 | 2,519,101,000 | 2,584,674,000 |
| Interest-bearing deposits | 2,024,170,000 | 2,251,884,000 | 2,293,818,000 | 2,238,353,000 |
| Noninterest-bearing deposits | 212,216,000 | 236,729,000 | 225,283,000 | 346,321,000 |
| Equity capital | 317,223,000 | 336,201,000 | 351,659,000 | 352,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 27,432,000 | 53,140,000 | 78,182,000 | 104,184,000 |
| Interest expense | 2,685,000 | 4,623,000 | 6,109,000 | 7,194,000 |
| Net interest income | 24,747,000 | 48,517,000 | 72,073,000 | 96,990,000 |
| Noninterest income | 6,215,000 | 16,828,000 | 28,617,000 | 37,311,000 |
| Noninterest expense | 19,748,000 | 37,548,000 | 57,255,000 | 77,547,000 |
| Provision for loan losses | 5,499,000 | 6,894,000 | 8,174,000 | 9,166,000 |
| Pretax income | 3,206,000 | 17,660,000 | 32,997,000 | 46,316,000 |
| Income tax | 663,000 | 4,289,000 | 8,228,000 | 11,798,000 |
| Net income | 2,543,000 | 13,371,000 | 24,769,000 | 34,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 296,497,000 | 308,039,000 | 319,662,000 | 318,467,000 |
| Total capital | 323,511,000 | 336,484,000 | 347,723,000 | 347,408,000 |
| Risk-weighted assets | 2,299,946,000 | 2,287,936,000 | 2,244,715,000 | 2,315,584,000 |