Call reports 2019
OLD SECOND NATIONAL BANK — 2019
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,610,529,000 | 2,618,062,000 | 2,611,102,000 | 2,632,912,000 |
| Total loans | 1,905,280,000 | 1,908,084,000 | 1,905,403,000 | 1,933,873,000 |
| Allowance for loan losses | 19,316,000 | 19,372,000 | 19,651,000 | 19,789,000 |
| Securities available for sale | 509,090,000 | 492,080,000 | 488,422,000 | 484,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,131,671,000 | 2,090,066,000 | 2,086,762,000 | 2,153,311,000 |
| Interest-bearing deposits | 1,963,327,000 | 1,927,386,000 | 1,916,192,000 | 1,963,734,000 |
| Noninterest-bearing deposits | 168,344,000 | 162,680,000 | 170,570,000 | 189,577,000 |
| Equity capital | 325,175,000 | 341,833,000 | 357,617,000 | 350,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 28,868,000 | 58,427,000 | 87,845,000 | 115,486,000 |
| Interest expense | 3,247,000 | 6,476,000 | 9,525,000 | 12,398,000 |
| Net interest income | 25,621,000 | 51,951,000 | 78,320,000 | 103,088,000 |
| Noninterest income | 6,531,000 | 13,570,000 | 21,940,000 | 31,034,000 |
| Noninterest expense | 18,385,000 | 37,268,000 | 56,046,000 | 74,823,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,450,000 | 1,600,000 |
| Pretax income | 13,344,000 | 28,366,000 | 47,240,000 | 62,210,000 |
| Income tax | 3,254,000 | 7,123,000 | 11,909,000 | 15,589,000 |
| Net income | 10,090,000 | 21,243,000 | 35,331,000 | 46,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 300,291,000 | 311,457,000 | 325,983,000 | 322,496,000 |
| Total capital | 319,602,000 | 330,825,000 | 345,629,000 | 342,280,000 |
| Risk-weighted assets | 2,208,136,000 | 2,230,651,000 | 2,198,808,000 | 2,247,790,000 |