Call reports 2018
OLD SECOND NATIONAL BANK — 2018
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,347,000,000 | 2,630,808,000 | 2,597,945,000 | 2,661,311,000 |
| Total loans | 1,604,239,000 | 1,854,368,000 | 1,837,861,000 | 1,900,011,000 |
| Allowance for loan losses | 18,188,000 | 19,321,000 | 19,328,000 | 19,006,000 |
| Securities available for sale | 550,942,000 | 543,644,000 | 542,338,000 | 541,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,982,900,000 | 2,167,847,000 | 2,141,776,000 | 2,125,712,000 |
| Interest-bearing deposits | 1,807,871,000 | 2,006,775,000 | 1,988,808,000 | 1,961,795,000 |
| Noninterest-bearing deposits | 175,030,000 | 161,072,000 | 152,968,000 | 163,917,000 |
| Equity capital | 265,971,000 | 290,427,000 | 299,901,000 | 313,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 23,117,000 | 50,351,000 | 78,500,000 | 107,512,000 |
| Interest expense | 1,926,000 | 4,339,000 | 7,124,000 | 10,175,000 |
| Net interest income | 21,191,000 | 46,012,000 | 71,376,000 | 97,337,000 |
| Noninterest income | 8,429,000 | 16,407,000 | 24,692,000 | 31,169,000 |
| Noninterest expense | 16,555,000 | 37,367,000 | 55,608,000 | 73,097,000 |
| Provision for loan losses | -722,000 | 728,000 | 728,000 | 1,228,000 |
| Pretax income | 13,822,000 | 24,671,000 | 40,091,000 | 54,540,000 |
| Income tax | 3,139,000 | 5,667,000 | 9,592,000 | 13,279,000 |
| Net income | 10,683,000 | 19,004,000 | 30,499,000 | 41,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 260,159,000 | 273,951,000 | 285,011,000 | 295,600,000 |
| Total capital | 278,342,000 | 293,267,000 | 304,334,000 | 314,601,000 |
| Risk-weighted assets | 1,918,346,000 | 2,170,890,000 | 2,148,884,000 | 2,224,176,000 |