Call reports 2017
OLD SECOND NATIONAL BANK — 2017
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,329,871,000 | 2,321,316,000 | 2,339,927,000 | 2,365,825,000 |
| Total loans | 1,491,954,000 | 1,545,087,000 | 1,595,832,000 | 1,621,688,000 |
| Allowance for loan losses | 15,741,000 | 15,836,000 | 16,465,000 | 17,461,000 |
| Securities available for sale | 611,054,000 | 568,227,000 | 533,484,000 | 541,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,962,160,000 | 1,933,266,000 | 1,911,726,000 | 1,945,936,000 |
| Interest-bearing deposits | 1,783,867,000 | 1,774,607,000 | 1,752,577,000 | 1,778,719,000 |
| Noninterest-bearing deposits | 178,293,000 | 158,658,000 | 159,149,000 | 167,217,000 |
| Equity capital | 235,414,000 | 246,010,000 | 256,253,000 | 261,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 20,737,000 | 42,832,000 | 64,753,000 | 87,393,000 |
| Interest expense | 1,311,000 | 2,718,000 | 4,257,000 | 5,936,000 |
| Net interest income | 19,426,000 | 40,114,000 | 60,496,000 | 81,457,000 |
| Noninterest income | 6,804,000 | 13,927,000 | 20,833,000 | 28,309,000 |
| Noninterest expense | 16,954,000 | 33,932,000 | 49,425,000 | 64,922,000 |
| Provision for loan losses | 0 | 750,000 | 1,050,000 | 1,800,000 |
| Pretax income | 9,140,000 | 19,092,000 | 30,688,000 | 43,518,000 |
| Income tax | 3,165,000 | 6,350,000 | 9,711,000 | 19,180,000 |
| Net income | 5,975,000 | 12,742,000 | 20,977,000 | 24,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,422,000 | 234,644,000 | 243,109,000 | 249,418,000 |
| Total capital | 243,158,000 | 250,475,000 | 259,569,000 | 266,874,000 |
| Risk-weighted assets | 1,824,581,000 | 1,883,552,000 | 1,919,306,000 | 1,936,038,000 |