Call reports 2016
OLD SECOND NATIONAL BANK — 2016
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,099,020,000 | 2,137,304,000 | 2,091,948,000 | 2,227,613,000 |
| Total loans | 1,145,022,000 | 1,166,740,000 | 1,206,602,000 | 1,483,727,000 |
| Allowance for loan losses | 16,246,000 | 15,822,000 | 14,983,000 | 16,158,000 |
| Securities available for sale | 500,912,000 | 764,551,000 | 531,057,000 | 531,838,000 |
| Securities held to maturity | 245,952,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,828,556,000 | 1,811,413,000 | 1,807,218,000 | 1,893,710,000 |
| Interest-bearing deposits | 1,673,447,000 | 1,653,273,000 | 1,645,613,000 | 1,730,481,000 |
| Noninterest-bearing deposits | 155,109,000 | 158,140,000 | 161,605,000 | 163,229,000 |
| Equity capital | 205,929,000 | 219,095,000 | 224,413,000 | 226,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,546,000 | 35,294,000 | 53,087,000 | 73,250,000 |
| Interest expense | 1,033,000 | 2,121,000 | 3,268,000 | 4,535,000 |
| Net interest income | 16,513,000 | 33,173,000 | 49,819,000 | 68,715,000 |
| Noninterest income | 5,899,000 | 12,678,000 | 21,043,000 | 29,265,000 |
| Noninterest expense | 15,345,000 | 30,988,000 | 46,952,000 | 63,265,000 |
| Provision for loan losses | 0 | 0 | 0 | 750,000 |
| Pretax income | 7,006,000 | 14,802,000 | 21,890,000 | 31,752,000 |
| Income tax | 2,617,000 | 5,452,000 | 8,020,000 | 11,730,000 |
| Net income | 4,389,000 | 9,350,000 | 13,870,000 | 20,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,353,000 | 216,498,000 | 223,359,000 | 221,153,000 |
| Total capital | 224,593,000 | 232,315,000 | 238,337,000 | 237,306,000 |
| Risk-weighted assets | 1,449,915,000 | 1,475,936,000 | 1,467,816,000 | 1,764,544,000 |