Call reports 2015
OLD SECOND NATIONAL BANK — 2015
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,075,447,000 | 2,042,358,000 | 2,026,372,000 | 2,054,032,000 |
| Total loans | 1,158,107,000 | 1,165,091,000 | 1,136,811,000 | 1,136,564,000 |
| Allowance for loan losses | 21,181,000 | 18,321,000 | 16,613,000 | 16,223,000 |
| Securities available for sale | 399,252,000 | 399,836,000 | 408,836,000 | 456,066,000 |
| Securities held to maturity | 257,332,000 | 253,419,000 | 250,044,000 | 247,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,754,238,000 | 1,720,888,000 | 1,725,114,000 | 1,792,825,000 |
| Interest-bearing deposits | 1,494,096,000 | 1,587,944,000 | 1,607,902,000 | 1,637,489,000 |
| Noninterest-bearing deposits | 260,142,000 | 132,944,000 | 117,213,000 | 155,336,000 |
| Equity capital | 254,907,000 | 259,827,000 | 230,028,000 | 202,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 16,834,000 | 33,972,000 | 51,012,000 | 68,035,000 |
| Interest expense | 995,000 | 1,956,000 | 2,945,000 | 3,968,000 |
| Net interest income | 15,839,000 | 32,016,000 | 48,067,000 | 64,067,000 |
| Noninterest income | 6,829,000 | 12,426,000 | 17,520,000 | 24,984,000 |
| Noninterest expense | 15,538,000 | 31,401,000 | 46,266,000 | 61,957,000 |
| Provision for loan losses | 0 | -2,300,000 | -4,400,000 | -4,400,000 |
| Pretax income | 7,021,000 | 15,220,000 | 23,543,000 | 31,316,000 |
| Income tax | 2,558,000 | 5,650,000 | 8,835,000 | 11,747,000 |
| Net income | 4,463,000 | 9,570,000 | 14,708,000 | 19,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 245,077,000 | 252,436,000 | 227,335,000 | 202,158,000 |
| Total capital | 263,361,000 | 270,662,000 | 243,942,000 | 218,375,000 |
| Risk-weighted assets | 1,449,154,000 | 1,448,858,000 | 1,426,289,000 | 1,433,526,000 |