Call reports 2014
OLD SECOND NATIONAL BANK — 2014
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,038,802,000 | 2,026,450,000 | 2,012,029,000 | 2,040,425,000 |
| Total loans | 1,113,744,000 | 1,137,306,000 | 1,144,304,000 | 1,164,404,000 |
| Allowance for loan losses | 25,476,000 | 23,856,000 | 23,330,000 | 21,637,000 |
| Securities available for sale | 400,212,000 | 329,814,000 | 362,243,000 | 385,486,000 |
| Securities held to maturity | 264,298,000 | 264,683,000 | 263,040,000 | 259,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,725,711,000 | 1,712,692,000 | 1,666,124,000 | 1,692,390,000 |
| Interest-bearing deposits | 1,443,358,000 | 1,421,909,000 | 1,276,074,000 | 1,450,398,000 |
| Noninterest-bearing deposits | 282,353,000 | 290,784,000 | 390,050,000 | 241,992,000 |
| Equity capital | 259,562,000 | 264,839,000 | 266,766,000 | 270,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 16,662,000 | 33,264,000 | 50,430,000 | 67,896,000 |
| Interest expense | 1,522,000 | 2,924,000 | 4,176,000 | 5,257,000 |
| Net interest income | 15,140,000 | 30,340,000 | 46,254,000 | 62,639,000 |
| Noninterest income | 6,014,000 | 12,373,000 | 17,129,000 | 21,426,000 |
| Noninterest expense | 17,024,000 | 34,928,000 | 50,666,000 | 66,648,000 |
| Provision for loan losses | -1,000,000 | -2,000,000 | -2,000,000 | -3,300,000 |
| Pretax income | 5,061,000 | 10,011,000 | 16,174,000 | 22,436,000 |
| Income tax | 1,879,000 | 3,706,000 | 6,049,000 | 8,065,000 |
| Net income | 3,182,000 | 6,305,000 | 10,125,000 | 14,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,180,000 | 224,812,000 | 230,087,000 | 237,828,000 |
| Total capital | 232,590,000 | 241,394,000 | 246,873,000 | 254,908,000 |
| Risk-weighted assets | 1,304,200,000 | 1,319,756,000 | 1,336,510,000 | 1,362,034,000 |