Call reports 2013
OLD SECOND NATIONAL BANK — 2013
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,951,783,000 | 1,930,707,000 | 2,014,529,000 | 1,984,817,000 |
| Total loans | 1,119,683,000 | 1,107,201,000 | 1,080,769,000 | 1,105,078,000 |
| Allowance for loan losses | 38,634,000 | 35,042,000 | 29,547,000 | 27,281,000 |
| Securities available for sale | 575,746,000 | 584,937,000 | 373,478,000 | 372,191,000 |
| Securities held to maturity | 0 | 0 | 258,101,000 | 256,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,721,274,000 | 1,693,522,000 | 1,675,569,000 | 1,684,555,000 |
| Interest-bearing deposits | 1,526,992,000 | 1,486,828,000 | 1,454,289,000 | 1,458,655,000 |
| Noninterest-bearing deposits | 194,283,000 | 206,694,000 | 221,279,000 | 225,900,000 |
| Equity capital | 196,850,000 | 193,879,000 | 250,256,000 | 256,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 17,452,000 | 34,345,000 | 52,028,000 | 68,881,000 |
| Interest expense | 2,100,000 | 4,122,000 | 6,008,000 | 7,661,000 |
| Net interest income | 15,352,000 | 30,223,000 | 46,020,000 | 61,220,000 |
| Noninterest income | 6,544,000 | 13,644,000 | 20,319,000 | 27,606,000 |
| Noninterest expense | 19,358,000 | 38,563,000 | 58,128,000 | 77,261,000 |
| Provision for loan losses | -2,500,000 | -4,300,000 | -6,050,000 | -8,550,000 |
| Pretax income | 6,491,000 | 11,802,000 | 16,452,000 | 18,203,000 |
| Income tax | 0 | 0 | -53,678,000 | -53,109,000 |
| Net income | 6,491,000 | 11,802,000 | 70,130,000 | 71,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,854,000 | 201,607,000 | 207,607,000 | 211,568,000 |
| Total capital | 212,983,000 | 218,590,000 | 224,171,000 | 227,467,000 |
| Risk-weighted assets | 1,349,209,000 | 1,341,037,000 | 1,312,684,000 | 1,261,055,000 |