Call reports 2012
OLD SECOND NATIONAL BANK — 2012
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,979,400,000 | 1,983,480,000 | 1,901,212,000 | 2,043,606,000 |
| Total loans | 1,328,753,000 | 1,244,579,000 | 1,213,321,000 | 1,159,621,000 |
| Allowance for loan losses | 47,610,000 | 40,286,000 | 40,257,000 | 38,597,000 |
| Securities available for sale | 359,371,000 | 398,895,000 | 412,346,000 | 579,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,763,893,000 | 1,770,014,000 | 1,696,999,000 | 1,721,094,000 |
| Interest-bearing deposits | 1,538,053,000 | 1,537,580,000 | 1,496,747,000 | 1,500,831,000 |
| Noninterest-bearing deposits | 225,840,000 | 232,434,000 | 200,252,000 | 220,263,000 |
| Equity capital | 181,500,000 | 183,606,000 | 186,821,000 | 191,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 19,414,000 | 39,113,000 | 57,409,000 | 74,933,000 |
| Interest expense | 2,908,000 | 5,506,000 | 7,733,000 | 9,891,000 |
| Net interest income | 16,506,000 | 33,607,000 | 49,676,000 | 65,042,000 |
| Noninterest income | 7,863,000 | 12,396,000 | 17,758,000 | 24,912,000 |
| Noninterest expense | 19,723,000 | 38,950,000 | 59,087,000 | 78,692,000 |
| Provision for loan losses | 6,084,000 | 6,284,000 | 6,284,000 | 6,284,000 |
| Pretax income | -1,337,000 | 1,562,000 | 3,369,000 | 6,553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,337,000 | 1,562,000 | 3,369,000 | 6,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,807,000 | 182,985,000 | 185,204,000 | 188,874,000 |
| Total capital | 199,505,000 | 202,322,000 | 203,569,000 | 206,497,000 |
| Risk-weighted assets | 1,548,531,000 | 1,526,464,000 | 1,447,812,000 | 1,389,346,000 |