Call reports 2011
OLD SECOND NATIONAL BANK — 2011
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,118,897,000 | 1,984,904,000 | 1,949,921,000 | 1,939,325,000 |
| Total loans | 1,604,949,000 | 1,537,679,000 | 1,433,238,000 | 1,381,791,000 |
| Allowance for loan losses | 73,128,000 | 66,018,000 | 59,852,000 | 51,997,000 |
| Securities available for sale | 142,225,000 | 145,613,000 | 188,187,000 | 307,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,908,505,000 | 1,774,865,000 | 1,739,220,000 | 1,741,134,000 |
| Interest-bearing deposits | 1,670,529,000 | 1,558,375,000 | 1,520,404,000 | 1,506,995,000 |
| Noninterest-bearing deposits | 237,975,000 | 216,490,000 | 218,816,000 | 234,139,000 |
| Equity capital | 187,659,000 | 190,879,000 | 190,625,000 | 182,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 22,046,000 | 44,339,000 | 65,348,000 | 85,285,000 |
| Interest expense | 4,581,000 | 8,745,000 | 12,511,000 | 16,078,000 |
| Net interest income | 17,465,000 | 35,594,000 | 52,837,000 | 69,207,000 |
| Noninterest income | 6,824,000 | 11,254,000 | 17,106,000 | 20,264,000 |
| Noninterest expense | 21,804,000 | 41,618,000 | 61,374,000 | 80,817,000 |
| Provision for loan losses | 4,000,000 | 4,500,000 | 7,500,000 | 8,887,000 |
| Pretax income | -1,376,000 | 1,381,000 | 1,656,000 | 398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,376,000 | 1,381,000 | 1,656,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,843,000 | 186,161,000 | 186,383,000 | 180,981,000 |
| Total capital | 204,871,000 | 207,258,000 | 206,779,000 | 200,716,000 |
| Risk-weighted assets | 1,711,724,000 | 1,643,330,000 | 1,592,779,000 | 1,547,144,000 |