Call reports 2010
OLD SECOND NATIONAL BANK — 2010
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,477,149,000 | 2,450,386,000 | 2,287,232,000 | 2,125,772,000 |
| Total loans | 1,967,059,000 | 1,908,854,000 | 1,827,315,000 | 1,700,784,000 |
| Allowance for loan losses | 66,813,000 | 80,959,000 | 68,164,000 | 76,308,000 |
| Securities available for sale | 192,171,000 | 208,726,000 | 162,651,000 | 146,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,170,483,000 | 2,163,309,000 | 2,003,811,000 | 1,913,662,000 |
| Interest-bearing deposits | 1,854,224,000 | 1,935,072,000 | 1,801,422,000 | 1,702,728,000 |
| Noninterest-bearing deposits | 316,259,000 | 228,237,000 | 202,389,000 | 210,934,000 |
| Equity capital | 265,824,000 | 243,477,000 | 255,718,000 | 188,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 28,682,000 | 55,854,000 | 82,015,000 | 106,424,000 |
| Interest expense | 6,527,000 | 12,504,000 | 17,972,000 | 22,969,000 |
| Net interest income | 22,155,000 | 43,350,000 | 64,043,000 | 83,455,000 |
| Noninterest income | 8,268,000 | 17,361,000 | 31,436,000 | 21,498,000 |
| Noninterest expense | 24,315,000 | 49,302,000 | 72,326,000 | 77,801,000 |
| Provision for loan losses | 19,220,000 | 63,843,000 | 75,668,000 | 89,668,000 |
| Pretax income | -13,112,000 | -50,719,000 | -50,182,000 | -59,830,000 |
| Income tax | -5,625,000 | -20,844,000 | -21,294,000 | 35,355,000 |
| Net income | -7,487,000 | -29,875,000 | -28,888,000 | -95,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,859,000 | 187,734,000 | 193,921,000 | 184,098,000 |
| Total capital | 250,158,000 | 213,262,000 | 218,396,000 | 207,007,000 |
| Risk-weighted assets | 2,064,063,000 | 1,987,477,000 | 1,914,870,000 | 1,779,894,000 |