Call reports 2009
OLD SECOND NATIONAL BANK — 2009
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,898,487,000 | 2,717,488,000 | 2,650,774,000 | 2,548,251,000 |
| Total loans | 2,268,008,000 | 2,236,138,000 | 2,161,925,000 | 2,074,412,000 |
| Allowance for loan losses | 46,288,000 | 74,551,000 | 58,003,000 | 64,540,000 |
| Securities available for sale | 361,766,000 | 249,494,000 | 246,393,000 | 204,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,490,477,000 | 2,400,336,000 | 2,339,549,000 | 2,208,470,000 |
| Interest-bearing deposits | 2,236,998,000 | 2,124,284,000 | 2,131,453,000 | 1,997,888,000 |
| Noninterest-bearing deposits | 253,480,000 | 276,052,000 | 208,096,000 | 210,581,000 |
| Equity capital | 313,618,000 | 258,468,000 | 263,867,000 | 252,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 35,681,000 | 69,437,000 | 101,348,000 | 132,465,000 |
| Interest expense | 11,858,000 | 22,589,000 | 32,241,000 | 39,941,000 |
| Net interest income | 23,823,000 | 46,848,000 | 69,107,000 | 92,524,000 |
| Noninterest income | 9,293,000 | 18,174,000 | 27,930,000 | 39,290,000 |
| Noninterest expense | 20,537,000 | 100,565,000 | 120,361,000 | 142,148,000 |
| Provision for loan losses | 9,425,000 | 56,925,000 | 66,575,000 | 96,715,000 |
| Pretax income | 3,077,000 | -91,154,000 | -88,131,000 | -103,294,000 |
| Income tax | 638,000 | -36,458,000 | -35,924,000 | -42,472,000 |
| Net income | 2,439,000 | -54,696,000 | -52,207,000 | -60,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 253,322,000 | 240,104,000 | 245,518,000 | 228,730,000 |
| Total capital | 283,860,000 | 269,890,000 | 274,547,000 | 256,927,000 |
| Risk-weighted assets | 2,445,827,000 | 2,338,748,000 | 2,293,994,000 | 2,220,040,000 |