Call reports 2005
OLD SECOND NATIONAL BANK — 2005
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,523,523,000 | 1,523,041,000 | 1,628,081,000 | 1,640,175,000 |
| Total loans | 1,065,262,000 | 1,098,393,000 | 1,128,663,000 | 1,162,218,000 |
| Allowance for loan losses | 10,881,000 | 11,088,000 | 11,232,000 | 10,192,000 |
| Securities available for sale | 330,273,000 | 310,022,000 | 336,222,000 | 322,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,222,079,000 | 1,252,105,000 | 1,290,834,000 | 1,277,178,000 |
| Interest-bearing deposits | 1,039,819,000 | 1,063,874,000 | 1,100,620,000 | 1,079,030,000 |
| Noninterest-bearing deposits | 182,260,000 | 188,231,000 | 190,215,000 | 198,148,000 |
| Equity capital | 113,432,000 | 117,887,000 | 119,811,000 | 122,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 18,158,000 | 37,979,000 | 58,973,000 | 81,523,000 |
| Interest expense | 5,915,000 | 12,899,000 | 20,774,000 | 29,934,000 |
| Net interest income | 12,243,000 | 25,080,000 | 38,199,000 | 51,589,000 |
| Noninterest income | 5,758,000 | 11,913,000 | 18,293,000 | 24,561,000 |
| Noninterest expense | 10,682,000 | 21,444,000 | 32,475,000 | 43,389,000 |
| Provision for loan losses | -37,000 | 113,000 | 263,000 | -747,000 |
| Pretax income | 7,353,000 | 15,435,000 | 23,753,000 | 33,498,000 |
| Income tax | 2,465,000 | 5,226,000 | 8,054,000 | 11,422,000 |
| Net income | 4,888,000 | 10,209,000 | 15,699,000 | 22,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,269,000 | 118,440,000 | 121,541,000 | 125,301,000 |
| Total capital | 126,150,000 | 129,528,000 | 132,773,000 | 135,423,000 |
| Risk-weighted assets | 1,136,312,000 | 1,152,669,000 | 1,285,376,000 | 1,259,999,000 |
Machine access — free, no API key
Every figure shown here about OLD SECOND NATIONAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.