Call reports 2004
OLD SECOND NATIONAL BANK — 2004
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,328,695,000 | 1,369,002,000 | 1,415,569,000 | 1,436,738,000 |
| Total loans | 946,021,000 | 961,920,000 | 971,876,000 | 1,007,371,000 |
| Allowance for loan losses | 12,587,000 | 12,643,000 | 12,526,000 | 10,948,000 |
| Securities available for sale | 290,245,000 | 295,077,000 | 314,262,000 | 310,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,051,925,000 | 1,124,190,000 | 1,197,911,000 | 1,189,405,000 |
| Interest-bearing deposits | 891,911,000 | 948,700,000 | 1,016,265,000 | 1,002,286,000 |
| Noninterest-bearing deposits | 160,014,000 | 175,490,000 | 181,646,000 | 187,119,000 |
| Equity capital | 105,376,000 | 104,683,000 | 109,031,000 | 112,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 15,811,000 | 31,798,000 | 48,078,000 | 65,432,000 |
| Interest expense | 3,838,000 | 7,812,000 | 12,247,000 | 17,410,000 |
| Net interest income | 11,973,000 | 23,986,000 | 35,831,000 | 48,022,000 |
| Noninterest income | 4,984,000 | 10,835,000 | 16,506,000 | 22,277,000 |
| Noninterest expense | 10,024,000 | 20,116,000 | 30,452,000 | 40,705,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,925,000 |
| Pretax income | 7,450,000 | 14,971,000 | 22,210,000 | 31,854,000 |
| Income tax | 2,597,000 | 5,147,000 | 7,573,000 | 10,925,000 |
| Net income | 4,853,000 | 9,824,000 | 14,637,000 | 20,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,127,000 | 104,997,000 | 107,869,000 | 112,208,000 |
| Total capital | 114,718,000 | 117,640,000 | 120,395,000 | 123,156,000 |
| Risk-weighted assets | 1,011,670,000 | 1,024,500,000 | 1,038,088,000 | 1,068,337,000 |
Machine access — free, no API key
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