Call reports 2003
OLD SECOND NATIONAL BANK — 2003
What OLD SECOND NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,151,820,000 | 1,199,700,000 | 1,212,234,000 | 1,284,214,000 |
| Total loans | 777,155,000 | 853,125,000 | 874,802,000 | 899,215,000 |
| Allowance for loan losses | 11,003,000 | 11,452,000 | 11,978,000 | 12,520,000 |
| Securities available for sale | 300,522,000 | 284,503,000 | 276,011,000 | 299,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 970,049,000 | 996,822,000 | 1,034,201,000 | 1,020,733,000 |
| Interest-bearing deposits | 833,462,000 | 844,365,000 | 872,283,000 | 862,584,000 |
| Noninterest-bearing deposits | 136,587,000 | 152,456,000 | 161,918,000 | 158,148,000 |
| Equity capital | 94,956,000 | 97,932,000 | 99,627,000 | 101,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 14,418,000 | 29,613,000 | 45,070,000 | 60,680,000 |
| Interest expense | 4,340,000 | 8,609,000 | 12,556,000 | 16,391,000 |
| Net interest income | 10,078,000 | 21,004,000 | 32,514,000 | 44,289,000 |
| Noninterest income | 6,715,000 | 13,991,000 | 21,006,000 | 26,248,000 |
| Noninterest expense | 10,071,000 | 20,534,000 | 31,290,000 | 41,043,000 |
| Provision for loan losses | 600,000 | 1,208,000 | 1,781,000 | 2,231,000 |
| Pretax income | 6,152,000 | 13,288,000 | 20,574,000 | 27,391,000 |
| Income tax | 2,183,000 | 4,752,000 | 7,385,000 | 9,845,000 |
| Net income | 3,969,000 | 8,536,000 | 13,189,000 | 17,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,166,000 | 93,735,000 | 96,448,000 | 99,105,000 |
| Total capital | 101,527,000 | 104,794,000 | 107,688,000 | 110,872,000 |
| Risk-weighted assets | 828,275,000 | 884,359,000 | 898,470,000 | 940,656,000 |
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