Call reports 2025
FIRST FEDERAL SAVINGS BANK — 2025
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 542,376,000 | 556,571,000 | 558,780,000 | 559,044,000 |
| Total loans | 420,213,000 | 430,595,000 | 432,293,000 | 431,951,000 |
| Allowance for loan losses | 6,381,000 | 6,596,000 | 6,608,000 | 6,593,000 |
| Securities available for sale | 76,415,000 | 77,789,000 | 80,585,000 | 82,257,000 |
| Securities held to maturity | 11,575,000 | 11,565,000 | 11,556,000 | 11,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,448,000 | 457,107,000 | 457,135,000 | 457,916,000 |
| Interest-bearing deposits | 391,155,000 | 401,819,000 | 403,118,000 | 404,657,000 |
| Noninterest-bearing deposits | 53,293,000 | 55,288,000 | 54,017,000 | 53,259,000 |
| Equity capital | 47,021,000 | 47,969,000 | 50,966,000 | 52,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,298,000 | 15,060,000 | 23,166,000 | 31,131,000 |
| Interest expense | 3,087,000 | 6,356,000 | 9,668,000 | 12,797,000 |
| Net interest income | 4,211,000 | 8,704,000 | 13,498,000 | 18,334,000 |
| Noninterest income | 638,000 | 1,314,000 | 2,042,000 | 2,752,000 |
| Noninterest expense | 3,017,000 | 5,987,000 | 9,225,000 | 12,520,000 |
| Provision for loan losses | 620,000 | 809,000 | 809,000 | 809,000 |
| Pretax income | 1,212,000 | 3,211,000 | 5,411,000 | 7,578,000 |
| Income tax | 132,000 | 455,000 | 830,000 | 1,196,000 |
| Net income | 1,080,000 | 2,756,000 | 4,581,000 | 6,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,726,000 | 54,813,000 | 56,063,000 | 57,290,000 |
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