Call reports 2023
FIRST FEDERAL SAVINGS BANK — 2023
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 452,007,000 | 475,471,000 | 484,242,000 | 498,492,000 |
| Total loans | 330,564,000 | 352,753,000 | 364,116,000 | 375,993,000 |
| Allowance for loan losses | 4,421,000 | 4,508,000 | 4,530,000 | 5,335,000 |
| Securities available for sale | 79,054,000 | 75,598,000 | 73,335,000 | 77,000,000 |
| Securities held to maturity | 12,011,000 | 12,002,000 | 11,993,000 | 11,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,610,000 | 384,855,000 | 393,039,000 | 402,397,000 |
| Interest-bearing deposits | 316,198,000 | 324,309,000 | 335,396,000 | 346,307,000 |
| Noninterest-bearing deposits | 55,412,000 | 60,546,000 | 57,643,000 | 56,090,000 |
| Equity capital | 43,171,000 | 43,348,000 | 42,491,000 | 45,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,410,000 | 11,175,000 | 17,554,000 | 24,285,000 |
| Interest expense | 1,762,000 | 4,022,000 | 6,633,000 | 9,585,000 |
| Net interest income | 3,648,000 | 7,153,000 | 10,921,000 | 14,700,000 |
| Noninterest income | 748,000 | 1,600,000 | 2,367,000 | 3,073,000 |
| Noninterest expense | 2,904,000 | 5,876,000 | 8,764,000 | 11,645,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 1,095,000 |
| Pretax income | 1,402,000 | 2,735,000 | 4,260,000 | 5,084,000 |
| Income tax | 184,000 | 351,000 | 570,000 | 611,000 |
| Net income | 1,218,000 | 2,384,000 | 3,690,000 | 4,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,990,000 | 51,573,000 | 51,894,000 | 51,700,000 |
| Total capital | 55,592,000 | 56,261,000 | 56,604,000 | 56,786,000 |
| Risk-weighted assets | 375,499,000 | 386,640,000 | 398,210,000 | 406,558,000 |
Machine access — free, no API key
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