Call reports 2021
FIRST FEDERAL SAVINGS BANK — 2021
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 406,194,000 | 409,853,000 | 417,338,000 | 417,595,000 |
| Total loans | 274,725,000 | 282,561,000 | 283,894,000 | 278,804,000 |
| Allowance for loan losses | 3,974,000 | 3,987,000 | 4,014,000 | 3,998,000 |
| Securities available for sale | 80,057,000 | 81,837,000 | 80,089,000 | 86,644,000 |
| Securities held to maturity | 11,298,000 | 12,010,000 | 11,926,000 | 11,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,777,000 | 310,357,000 | 327,948,000 | 342,436,000 |
| Interest-bearing deposits | 254,331,000 | 253,840,000 | 267,090,000 | 285,513,000 |
| Noninterest-bearing deposits | 60,446,000 | 56,517,000 | 60,858,000 | 56,923,000 |
| Equity capital | 45,796,000 | 47,558,000 | 48,347,000 | 48,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,006,000 | 7,909,000 | 12,322,000 | 16,460,000 |
| Interest expense | 516,000 | 964,000 | 1,383,000 | 2,108,000 |
| Net interest income | 3,490,000 | 6,945,000 | 10,939,000 | 14,352,000 |
| Noninterest income | 1,206,000 | 2,388,000 | 3,323,000 | 4,565,000 |
| Noninterest expense | 2,184,000 | 4,390,000 | 6,890,000 | 9,648,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 2,392,000 | 4,823,000 | 7,252,000 | 9,149,000 |
| Income tax | 459,000 | 922,000 | 1,377,000 | 1,697,000 |
| Net income | 1,933,000 | 3,901,000 | 5,875,000 | 7,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,587,000 | 45,974,000 | 46,774,000 | 47,175,000 |
| Total capital | 48,074,000 | 49,594,000 | 50,543,000 | 51,054,000 |
| Risk-weighted assets | 278,544,000 | 289,287,000 | 301,286,000 | 310,263,000 |
Machine access — free, no API key
Every figure shown here about FIRST FEDERAL SAVINGS BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.