Call reports 2020
FIRST FEDERAL SAVINGS BANK — 2020
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 357,807,000 | 405,030,000 | 392,870,000 | 391,221,000 |
| Total loans | 257,083,000 | 282,850,000 | 278,206,000 | 268,209,000 |
| Allowance for loan losses | 3,444,000 | 3,665,000 | 3,782,000 | 3,852,000 |
| Securities available for sale | 63,622,000 | 64,784,000 | 68,209,000 | 75,992,000 |
| Securities held to maturity | 933,000 | 2,034,000 | 5,807,000 | 9,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,427,000 | 301,921,000 | 293,828,000 | 297,179,000 |
| Interest-bearing deposits | 224,667,000 | 253,188,000 | 244,130,000 | 250,701,000 |
| Noninterest-bearing deposits | 35,760,000 | 48,733,000 | 49,698,000 | 46,478,000 |
| Equity capital | 42,315,000 | 43,362,000 | 44,530,000 | 45,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,794,000 | 7,648,000 | 11,414,000 | 15,549,000 |
| Interest expense | 944,000 | 1,727,000 | 2,421,000 | 3,041,000 |
| Net interest income | 2,850,000 | 5,921,000 | 8,993,000 | 12,508,000 |
| Noninterest income | 854,000 | 1,910,000 | 3,190,000 | 4,613,000 |
| Noninterest expense | 2,229,000 | 4,437,000 | 6,600,000 | 9,590,000 |
| Provision for loan losses | 220,000 | 340,000 | 460,000 | 580,000 |
| Pretax income | 1,255,000 | 3,054,000 | 5,123,000 | 6,951,000 |
| Income tax | 184,000 | 502,000 | 890,000 | 1,208,000 |
| Net income | 1,071,000 | 2,552,000 | 4,233,000 | 5,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,465,000 | 41,365,000 | 42,480,000 | 43,222,000 |
| Total capital | 43,854,000 | 44,731,000 | 45,800,000 | 46,713,000 |
| Risk-weighted assets | 271,075,000 | 269,047,000 | 265,150,000 | 278,950,000 |