Call reports 2018
FIRST FEDERAL SAVINGS BANK — 2018
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 317,550,000 | 323,179,000 | 326,718,000 | 334,151,000 |
| Total loans | 230,594,000 | 231,443,000 | 232,678,000 | 243,385,000 |
| Allowance for loan losses | 2,758,000 | 2,808,000 | 2,727,000 | 2,856,000 |
| Securities available for sale | 54,516,000 | 58,273,000 | 61,810,000 | 61,477,000 |
| Securities held to maturity | 1,556,000 | 1,306,000 | 1,234,000 | 1,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,149,000 | 224,047,000 | 233,776,000 | 233,427,000 |
| Interest-bearing deposits | 197,090,000 | 195,975,000 | 204,962,000 | 206,618,000 |
| Noninterest-bearing deposits | 29,059,000 | 28,072,000 | 28,814,000 | 26,809,000 |
| Equity capital | 35,418,000 | 35,982,000 | 36,203,000 | 37,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,360,000 | 6,873,000 | 10,456,000 | 14,243,000 |
| Interest expense | 675,000 | 1,434,000 | 2,283,000 | 3,206,000 |
| Net interest income | 2,685,000 | 5,439,000 | 8,173,000 | 11,037,000 |
| Noninterest income | 800,000 | 1,437,000 | 2,125,000 | 3,203,000 |
| Noninterest expense | 2,131,000 | 4,301,000 | 6,490,000 | 8,881,000 |
| Provision for loan losses | 0 | 0 | 0 | 175,000 |
| Pretax income | 1,349,000 | 2,570,000 | 3,803,000 | 5,021,000 |
| Income tax | 208,000 | 370,000 | 540,000 | 721,000 |
| Net income | 1,141,000 | 2,200,000 | 3,263,000 | 4,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,083,000 | 36,704,000 | 37,144,000 | 37,557,000 |
| Total capital | 38,841,000 | 39,512,000 | 39,871,000 | 40,413,000 |
| Risk-weighted assets | 241,083,000 | 242,070,000 | 244,053,000 | 252,667,000 |