Call reports 2017
FIRST FEDERAL SAVINGS BANK — 2017
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 303,505,000 | 301,677,000 | 304,339,000 | 314,087,000 |
| Total loans | 206,129,000 | 208,116,000 | 214,990,000 | 228,943,000 |
| Allowance for loan losses | 3,148,000 | 2,660,000 | 2,913,000 | 2,747,000 |
| Securities available for sale | 61,884,000 | 64,144,000 | 57,956,000 | 56,204,000 |
| Securities held to maturity | 2,195,000 | 1,826,000 | 1,730,000 | 1,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,223,000 | 209,185,000 | 216,372,000 | 212,500,000 |
| Interest-bearing deposits | 196,050,000 | 186,219,000 | 191,474,000 | 186,916,000 |
| Noninterest-bearing deposits | 28,173,000 | 22,966,000 | 24,898,000 | 25,584,000 |
| Equity capital | 34,099,000 | 34,975,000 | 35,663,000 | 35,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,961,000 | 5,974,000 | 9,096,000 | 12,322,000 |
| Interest expense | 461,000 | 975,000 | 1,526,000 | 2,129,000 |
| Net interest income | 2,500,000 | 4,999,000 | 7,570,000 | 10,193,000 |
| Noninterest income | 680,000 | 1,299,000 | 1,934,000 | 2,574,000 |
| Noninterest expense | 2,006,000 | 4,034,000 | 5,939,000 | 8,017,000 |
| Provision for loan losses | 0 | 50,000 | -600,000 | -600,000 |
| Pretax income | 1,167,000 | 2,206,000 | 4,158,000 | 5,343,000 |
| Income tax | 304,000 | 559,000 | 1,172,000 | 1,818,000 |
| Net income | 863,000 | 1,647,000 | 2,986,000 | 3,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,192,000 | 34,589,000 | 35,353,000 | 35,318,000 |
| Total capital | 36,972,000 | 37,249,000 | 38,190,000 | 38,065,000 |
| Risk-weighted assets | 222,060,000 | 222,177,000 | 226,944,000 | 239,022,000 |