Call reports 2016
FIRST FEDERAL SAVINGS BANK — 2016
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 290,081,000 | 294,193,000 | 296,140,000 | 300,891,000 |
| Total loans | 189,596,000 | 191,372,000 | 195,088,000 | 200,035,000 |
| Allowance for loan losses | 3,277,000 | 3,232,000 | 3,150,000 | 3,144,000 |
| Securities available for sale | 61,469,000 | 63,847,000 | 62,616,000 | 64,331,000 |
| Securities held to maturity | 2,506,000 | 2,527,000 | 2,786,000 | 2,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,557,000 | 215,757,000 | 219,600,000 | 218,584,000 |
| Interest-bearing deposits | 193,039,000 | 191,394,000 | 192,617,000 | 194,193,000 |
| Noninterest-bearing deposits | 24,518,000 | 24,363,000 | 26,983,000 | 24,391,000 |
| Equity capital | 32,770,000 | 33,521,000 | 33,932,000 | 33,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,879,000 | 5,704,000 | 8,582,000 | 11,490,000 |
| Interest expense | 408,000 | 824,000 | 1,250,000 | 1,688,000 |
| Net interest income | 2,471,000 | 4,880,000 | 7,332,000 | 9,802,000 |
| Noninterest income | 936,000 | 1,687,000 | 2,327,000 | 2,985,000 |
| Noninterest expense | 1,782,000 | 3,657,000 | 5,580,000 | 7,542,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,626,000 | 2,911,000 | 4,078,000 | 5,244,000 |
| Income tax | 527,000 | 900,000 | 1,235,000 | 1,547,000 |
| Net income | 1,099,000 | 2,011,000 | 2,843,000 | 3,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,234,000 | 32,758,000 | 33,223,000 | 33,716,000 |
| Total capital | 34,815,000 | 35,382,000 | 35,923,000 | 36,507,000 |
| Risk-weighted assets | 205,848,000 | 209,370,000 | 215,580,000 | 222,932,000 |
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