Call reports 2015
FIRST FEDERAL SAVINGS BANK — 2015
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 277,357,000 | 277,028,000 | 274,534,000 | 284,067,000 |
| Total loans | 170,836,000 | 170,173,000 | 170,549,000 | 185,436,000 |
| Allowance for loan losses | 3,262,000 | 3,268,000 | 3,246,000 | 3,197,000 |
| Securities available for sale | 68,934,000 | 72,813,000 | 70,589,000 | 58,887,000 |
| Securities held to maturity | 1,102,000 | 1,096,000 | 1,070,000 | 2,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,979,000 | 214,850,000 | 214,124,000 | 209,943,000 |
| Interest-bearing deposits | 193,940,000 | 190,158,000 | 194,388,000 | 186,282,000 |
| Noninterest-bearing deposits | 23,039,000 | 24,692,000 | 19,736,000 | 23,661,000 |
| Equity capital | 30,391,000 | 30,609,000 | 31,358,000 | 31,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,708,000 | 5,374,000 | 8,194,000 | 11,007,000 |
| Interest expense | 317,000 | 630,000 | 957,000 | 1,319,000 |
| Net interest income | 2,391,000 | 4,744,000 | 7,237,000 | 9,688,000 |
| Noninterest income | 646,000 | 1,441,000 | 2,360,000 | 2,989,000 |
| Noninterest expense | 1,915,000 | 3,748,000 | 5,645,000 | 7,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,242,000 | 2,557,000 | 4,066,000 | 5,379,000 |
| Income tax | 324,000 | 699,000 | 1,177,000 | 1,458,000 |
| Net income | 918,000 | 1,858,000 | 2,889,000 | 3,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,639,000 | 30,192,000 | 30,849,000 | 31,508,000 |
| Total capital | 31,938,000 | 32,499,000 | 33,162,000 | 33,986,000 |
| Risk-weighted assets | 182,983,000 | 183,632,000 | 184,165,000 | 197,581,000 |