Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 323,705,000 | 318,728,000 | 323,914,000 | 342,577,000 |
| Total loans | 158,856,000 | 157,491,000 | 159,834,000 | 160,326,000 |
| Allowance for loan losses | 2,201,000 | 2,192,000 | 2,180,000 | 2,154,000 |
| Securities available for sale | 143,020,000 | 144,154,000 | 146,884,000 | 155,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,541,000 | 276,760,000 | 275,938,000 | 291,162,000 |
| Interest-bearing deposits | 223,198,000 | 222,548,000 | 221,149,000 | 232,395,000 |
| Noninterest-bearing deposits | 57,343,000 | 54,212,000 | 54,788,000 | 58,767,000 |
| Equity capital | 24,055,000 | 22,720,000 | 26,909,000 | 28,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,649,000 | 7,371,000 | 11,144,000 | 15,072,000 |
| Interest expense | 1,204,000 | 2,446,000 | 3,696,000 | 5,008,000 |
| Net interest income | 2,445,000 | 4,925,000 | 7,448,000 | 10,064,000 |
| Noninterest income | 282,000 | 522,000 | 774,000 | 1,071,000 |
| Noninterest expense | 1,572,000 | 3,092,000 | 4,609,000 | 6,495,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 1,159,000 | 2,361,000 | 3,609,000 | 4,263,000 |
| Income tax | 45,000 | 102,000 | 140,000 | 129,000 |
| Net income | 1,114,000 | 2,259,000 | 3,469,000 | 4,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,963,000 | 34,387,000 | 34,874,000 | 34,816,000 |