Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 333,965,000 | 328,060,000 | 325,564,000 | 328,394,000 |
| Total loans | 162,081,000 | 166,988,000 | 166,232,000 | 166,076,000 |
| Allowance for loan losses | 2,435,000 | 2,432,000 | 2,388,000 | 2,292,000 |
| Securities available for sale | 145,405,000 | 143,219,000 | 145,739,000 | 142,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,714,000 | 276,826,000 | 278,673,000 | 278,840,000 |
| Interest-bearing deposits | 228,197,000 | 220,725,000 | 221,814,000 | 217,335,000 |
| Noninterest-bearing deposits | 57,517,000 | 56,101,000 | 56,860,000 | 61,505,000 |
| Equity capital | 24,833,000 | 23,876,000 | 26,453,000 | 23,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,508,000 | 7,229,000 | 10,843,000 | 14,627,000 |
| Interest expense | 1,170,000 | 2,500,000 | 3,850,000 | 5,147,000 |
| Net interest income | 2,338,000 | 4,729,000 | 6,993,000 | 9,480,000 |
| Noninterest income | 240,000 | 477,000 | 719,000 | 933,000 |
| Noninterest expense | 1,430,000 | 2,802,000 | 4,415,000 | 6,150,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,158,000 | 2,414,000 | 3,279,000 | 4,248,000 |
| Income tax | 53,000 | 81,000 | 134,000 | 143,000 |
| Net income | 1,105,000 | 2,333,000 | 3,145,000 | 4,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,726,000 | 33,236,000 | 33,329,000 | 34,020,000 |