Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 330,112,000 | 328,586,000 | 321,600,000 | 335,468,000 |
| Total loans | 157,650,000 | 157,849,000 | 158,964,000 | 167,516,000 |
| Allowance for loan losses | 2,354,000 | 2,290,000 | 2,287,000 | 2,435,000 |
| Securities available for sale | 153,204,000 | 148,178,000 | 142,646,000 | 147,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,273,000 | 282,991,000 | 276,184,000 | 283,394,000 |
| Interest-bearing deposits | 227,247,000 | 223,848,000 | 217,230,000 | 223,341,000 |
| Noninterest-bearing deposits | 63,026,000 | 59,143,000 | 58,954,000 | 60,053,000 |
| Equity capital | 21,700,000 | 21,339,000 | 16,686,000 | 25,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,177,000 | 6,408,000 | 9,763,000 | 13,276,000 |
| Interest expense | 598,000 | 1,434,000 | 2,379,000 | 3,455,000 |
| Net interest income | 2,579,000 | 4,974,000 | 7,384,000 | 9,821,000 |
| Noninterest income | 217,000 | 463,000 | 725,000 | 946,000 |
| Noninterest expense | 1,301,000 | 2,691,000 | 4,118,000 | 5,719,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,476,000 | 2,682,000 | 3,930,000 | 4,878,000 |
| Income tax | 59,000 | 107,000 | 152,000 | 177,000 |
| Net income | 1,417,000 | 2,575,000 | 3,778,000 | 4,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,196,000 | 31,641,000 | 32,129,000 | 32,478,000 |
| Total capital | 33,550,000 | 33,841,000 | — | — |
| Risk-weighted assets | 188,320,000 | 175,954,000 | — | — |