Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 336,974,000 | 336,507,000 | 331,478,000 | 336,694,000 |
| Total loans | 147,820,000 | 164,411,000 | 158,863,000 | 161,250,000 |
| Allowance for loan losses | 2,322,000 | 2,323,000 | 2,323,000 | 2,350,000 |
| Securities available for sale | 160,186,000 | 155,209,000 | 151,373,000 | 152,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,241,000 | 305,834,000 | 297,972,000 | 305,932,000 |
| Interest-bearing deposits | 234,292,000 | 238,371,000 | 230,772,000 | 243,281,000 |
| Noninterest-bearing deposits | 65,949,000 | 67,463,000 | 67,200,000 | 62,651,000 |
| Equity capital | 25,808,000 | 18,246,000 | 14,002,000 | 19,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 4,706,000 | 7,363,000 | 10,346,000 |
| Interest expense | 202,000 | 419,000 | 734,000 | 1,240,000 |
| Net interest income | 1,998,000 | 4,287,000 | 6,629,000 | 9,106,000 |
| Noninterest income | 207,000 | 415,000 | 1,435,000 | 1,651,000 |
| Noninterest expense | 1,247,000 | 2,478,000 | 3,815,000 | 5,307,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 972,000 | 2,230,000 | 4,255,000 | 4,901,000 |
| Income tax | 44,000 | 100,000 | 192,000 | 217,000 |
| Net income | 928,000 | 2,130,000 | 4,063,000 | 4,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,018,000 | 28,561,000 | 29,834,000 | 30,492,000 |
| Total capital | 30,340,000 | 30,824,000 | 32,193,000 | 32,758,000 |
| Risk-weighted assets | 185,724,000 | 180,900,000 | 188,720,000 | 181,196,000 |