Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 244,028,000 | 248,855,000 | 340,719,000 | 348,050,000 |
| Total loans | 128,466,000 | 124,112,000 | 146,923,000 | 144,468,000 |
| Allowance for loan losses | 2,320,000 | 2,319,000 | 2,320,000 | 2,321,000 |
| Securities available for sale | 97,107,000 | 117,072,000 | 153,599,000 | 162,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,520,000 | 207,810,000 | 291,701,000 | 301,823,000 |
| Interest-bearing deposits | 162,356,000 | 161,908,000 | 220,509,000 | 228,115,000 |
| Noninterest-bearing deposits | 42,164,000 | 45,902,000 | 71,192,000 | 73,708,000 |
| Equity capital | 25,712,000 | 27,231,000 | 35,334,000 | 34,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,332,000 | 4,321,000 | 6,616,000 | 8,921,000 |
| Interest expense | 273,000 | 533,000 | 806,000 | 975,000 |
| Net interest income | 2,059,000 | 3,788,000 | 5,810,000 | 7,946,000 |
| Noninterest income | 957,000 | 1,129,000 | 1,329,000 | 1,525,000 |
| Noninterest expense | 1,005,000 | 2,045,000 | 3,460,000 | 5,320,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 1,991,000 | 2,851,000 | 3,664,000 | 4,141,000 |
| Income tax | 90,000 | 128,000 | 165,000 | 186,000 |
| Net income | 1,901,000 | 2,723,000 | 3,499,000 | 3,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,805,000 | 22,664,000 | 27,809,000 | 27,749,000 |
| Total capital | — | — | — | 29,798,000 |
| Risk-weighted assets | — | — | — | 163,592,000 |