Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 201,522,000 | 220,357,000 | 228,538,000 | 244,425,000 |
| Total loans | 113,918,000 | 124,041,000 | 130,725,000 | 125,364,000 |
| Allowance for loan losses | 1,616,000 | 2,178,000 | 2,240,000 | 2,300,000 |
| Securities available for sale | 79,409,000 | 85,939,000 | 84,092,000 | 90,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,175,000 | 179,843,000 | 187,980,000 | 204,848,000 |
| Interest-bearing deposits | 135,563,000 | 143,084,000 | 154,081,000 | 160,307,000 |
| Noninterest-bearing deposits | 28,612,000 | 36,759,000 | 33,899,000 | 44,541,000 |
| Equity capital | 20,630,000 | 25,495,000 | 25,659,000 | 25,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,982,000 | 4,409,000 | 6,302,000 | 8,113,000 |
| Interest expense | 428,000 | 792,000 | 1,124,000 | 1,435,000 |
| Net interest income | 1,554,000 | 3,617,000 | 5,178,000 | 6,678,000 |
| Noninterest income | 246,000 | 395,000 | 529,000 | 689,000 |
| Noninterest expense | 943,000 | 1,932,000 | 2,902,000 | 3,965,000 |
| Provision for loan losses | 120,000 | 680,000 | 740,000 | 800,000 |
| Pretax income | 726,000 | 1,391,000 | 2,057,000 | 2,598,000 |
| Income tax | 31,000 | 59,000 | 87,000 | 110,000 |
| Net income | 695,000 | 1,332,000 | 1,970,000 | 2,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,728,000 | 20,411,000 | 20,495,000 | 19,858,000 |
| Total capital | 21,246,000 | — | — | — |
| Risk-weighted assets | 121,285,000 | — | — | — |