Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 204,726,000 | 202,605,000 | 209,233,000 | 211,398,000 |
| Total loans | 113,785,000 | 113,060,000 | 115,613,000 | 114,313,000 |
| Allowance for loan losses | 1,324,000 | 1,388,000 | 1,457,000 | 1,494,000 |
| Securities available for sale | 82,519,000 | 82,450,000 | 82,025,000 | 83,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,398,000 | 163,096,000 | 168,945,000 | 173,401,000 |
| Interest-bearing deposits | 138,329,000 | 135,140,000 | 136,530,000 | 138,238,000 |
| Noninterest-bearing deposits | 29,069,000 | 27,956,000 | 32,415,000 | 35,163,000 |
| Equity capital | 21,534,000 | 23,198,000 | 24,042,000 | 23,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,254,000 | 6,297,000 | 8,265,000 |
| Interest expense | 484,000 | 965,000 | 1,438,000 | 1,886,000 |
| Net interest income | 1,642,000 | 3,289,000 | 4,859,000 | 6,379,000 |
| Noninterest income | 146,000 | 289,000 | 491,000 | 642,000 |
| Noninterest expense | 941,000 | 1,854,000 | 2,818,000 | 3,869,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 784,000 | 1,585,000 | 2,318,000 | 2,920,000 |
| Income tax | 33,000 | 68,000 | 99,000 | 123,000 |
| Net income | 751,000 | 1,517,000 | 2,219,000 | 2,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,025,000 | 19,297,000 | 19,504,000 | 19,587,000 |
| Total capital | 20,385,000 | 20,665,000 | 20,894,000 | 20,973,000 |
| Risk-weighted assets | 112,807,000 | 109,363,000 | 111,115,000 | 110,752,000 |