Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 198,538,000 | 200,971,000 | 199,448,000 | 209,027,000 |
| Total loans | 111,510,000 | 113,408,000 | 112,651,000 | 114,196,000 |
| Allowance for loan losses | 1,216,000 | 1,282,000 | 1,176,000 | 1,249,000 |
| Securities available for sale | 78,431,000 | 78,354,000 | 77,514,000 | 80,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,661,000 | 158,733,000 | 164,941,000 | 174,777,000 |
| Interest-bearing deposits | 129,528,000 | 130,602,000 | 137,150,000 | 140,954,000 |
| Noninterest-bearing deposits | 29,133,000 | 28,131,000 | 27,791,000 | 33,823,000 |
| Equity capital | 20,139,000 | 20,244,000 | 19,594,000 | 20,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,835,000 | 5,827,000 | 7,970,000 |
| Interest expense | 373,000 | 784,000 | 1,228,000 | 1,697,000 |
| Net interest income | 1,526,000 | 3,051,000 | 4,599,000 | 6,273,000 |
| Noninterest income | 155,000 | 333,000 | 483,000 | 636,000 |
| Noninterest expense | 999,000 | 1,986,000 | 3,002,000 | 4,023,000 |
| Provision for loan losses | 175,000 | 250,000 | 325,000 | 400,000 |
| Pretax income | 458,000 | 1,099,000 | 1,655,000 | 2,335,000 |
| Income tax | 11,000 | 48,000 | 71,000 | 99,000 |
| Net income | 481,000 | 1,085,000 | 1,618,000 | 2,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,742,000 | 18,892,000 | 18,970,000 | 18,769,000 |
| Total capital | 19,994,000 | 20,210,000 | 20,182,000 | 20,054,000 |
| Risk-weighted assets | 108,691,000 | 112,433,000 | 112,701,000 | 114,109,000 |