Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 160,045,000 | 167,019,000 | 175,435,000 | 207,240,000 |
| Total loans | 97,256,000 | 95,728,000 | 98,912,000 | 111,505,000 |
| Allowance for loan losses | 1,448,000 | 1,450,000 | 1,449,000 | 1,272,000 |
| Securities available for sale | 58,981,000 | 66,291,000 | 71,271,000 | 81,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,386,000 | 130,273,000 | 134,608,000 | 174,108,000 |
| Interest-bearing deposits | 107,024,000 | 107,991,000 | 113,034,000 | 136,647,000 |
| Noninterest-bearing deposits | 23,362,000 | 22,282,000 | 21,574,000 | 37,461,000 |
| Equity capital | 16,396,000 | 18,977,000 | 18,988,000 | 21,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 2,999,000 | 4,639,000 | 6,501,000 |
| Interest expense | 273,000 | 577,000 | 925,000 | 1,299,000 |
| Net interest income | 1,225,000 | 2,422,000 | 3,714,000 | 5,202,000 |
| Noninterest income | 507,000 | 1,790,000 | 1,927,000 | 2,069,000 |
| Noninterest expense | 988,000 | 1,630,000 | 2,510,000 | 3,611,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 85,000 |
| Pretax income | 710,000 | 2,548,000 | 3,123,000 | 3,577,000 |
| Income tax | 30,000 | 93,000 | 134,000 | 152,000 |
| Net income | 680,000 | 2,660,000 | 3,209,000 | 3,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,875,000 | 17,629,000 | 17,853,000 | 18,864,000 |
| Total capital | 17,072,000 | 18,812,000 | 19,062,000 | 20,172,000 |
| Risk-weighted assets | 95,448,000 | 94,362,000 | 96,471,000 | 110,670,000 |