Call reports 2014
COMMUNITY STATE BANK — 2014
What COMMUNITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 141,512,000 | 144,147,000 | 139,489,000 | 154,328,000 |
| Total loans | 80,880,000 | 82,328,000 | 76,547,000 | 82,033,000 |
| Allowance for loan losses | 1,095,000 | 1,141,000 | 1,204,000 | 1,221,000 |
| Securities available for sale | 53,518,000 | 55,134,000 | 58,380,000 | 59,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,004,000 | 124,962,000 | 119,485,000 | 133,810,000 |
| Interest-bearing deposits | 99,712,000 | 101,149,000 | 99,065,000 | 107,052,000 |
| Noninterest-bearing deposits | 24,292,000 | 23,813,000 | 20,420,000 | 26,758,000 |
| Equity capital | 13,598,000 | 14,013,000 | 14,371,000 | 14,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,438,000 | 3,657,000 | 4,946,000 |
| Interest expense | 185,000 | 383,000 | 588,000 | 788,000 |
| Net interest income | 1,044,000 | 2,055,000 | 3,069,000 | 4,158,000 |
| Noninterest income | 509,000 | 885,000 | 1,307,000 | 1,674,000 |
| Noninterest expense | 930,000 | 1,829,000 | 2,793,000 | 3,712,000 |
| Provision for loan losses | 36,000 | 80,000 | 140,000 | 180,000 |
| Pretax income | 590,000 | 920,000 | 1,354,000 | 1,849,000 |
| Income tax | 27,000 | 39,000 | 61,000 | 83,000 |
| Net income | 563,000 | 881,000 | 1,293,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,748,000 | 12,752,000 | 12,849,000 | 13,008,000 |
| Total capital | 13,795,000 | 13,823,000 | 13,898,000 | 14,114,000 |
| Risk-weighted assets | 83,677,000 | 85,546,000 | 83,726,000 | 88,350,000 |