Call reports 2013
COMMUNITY STATE BANK — 2013
What COMMUNITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 140,339,000 | 135,693,000 | 134,633,000 | 141,649,000 |
| Total loans | 76,301,000 | 77,255,000 | 77,998,000 | 80,035,000 |
| Allowance for loan losses | 1,020,000 | 1,020,000 | 1,034,000 | 1,058,000 |
| Securities available for sale | 58,547,000 | 51,710,000 | 51,000,000 | 51,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,146,000 | 121,008,000 | 115,860,000 | 125,950,000 |
| Interest-bearing deposits | 97,704,000 | 97,050,000 | 93,797,000 | 100,917,000 |
| Noninterest-bearing deposits | 26,442,000 | 23,958,000 | 22,063,000 | 25,033,000 |
| Equity capital | 14,102,000 | 13,165,000 | 12,873,000 | 12,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,480,000 | 3,712,000 | 4,953,000 |
| Interest expense | 213,000 | 406,000 | 598,000 | 790,000 |
| Net interest income | 1,041,000 | 2,074,000 | 3,114,000 | 4,163,000 |
| Noninterest income | 491,000 | 970,000 | 1,337,000 | 1,685,000 |
| Noninterest expense | 897,000 | 1,820,000 | 2,734,000 | 3,773,000 |
| Provision for loan losses | 0 | 6,000 | 12,000 | 57,000 |
| Pretax income | 649,000 | 1,302,000 | 1,720,000 | 2,022,000 |
| Income tax | 32,000 | 65,000 | 86,000 | 101,000 |
| Net income | 617,000 | 1,237,000 | 1,634,000 | 1,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,872,000 | 12,331,000 | 12,495,000 | 12,550,000 |
| Total capital | 12,899,000 | 13,353,000 | 13,520,000 | 13,613,000 |
| Risk-weighted assets | 82,108,000 | 81,730,000 | 81,969,000 | 84,982,000 |