Call reports 2012
COMMUNITY STATE BANK — 2012
What COMMUNITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,226,000 | 133,447,000 | 137,565,000 | 144,601,000 |
| Total loans | 72,973,000 | 68,962,000 | 71,553,000 | 77,668,000 |
| Allowance for loan losses | 1,041,000 | 1,043,000 | 1,044,000 | 997,000 |
| Securities available for sale | 50,932,000 | 53,306,000 | 56,227,000 | 58,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,786,000 | 116,285,000 | 120,258,000 | 124,877,000 |
| Interest-bearing deposits | 94,684,000 | 94,198,000 | 96,740,000 | 97,395,000 |
| Noninterest-bearing deposits | 21,102,000 | 22,087,000 | 23,518,000 | 27,482,000 |
| Equity capital | 12,358,000 | 13,362,000 | 13,932,000 | 14,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,564,000 | 3,806,000 | 5,070,000 |
| Interest expense | 273,000 | 526,000 | 779,000 | 1,026,000 |
| Net interest income | 1,019,000 | 2,038,000 | 3,027,000 | 4,044,000 |
| Noninterest income | 496,000 | 942,000 | 1,303,000 | 1,687,000 |
| Noninterest expense | 833,000 | 1,723,000 | 2,634,000 | 3,661,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 638,000 | 1,239,000 | 1,713,000 | 2,143,000 |
| Income tax | 32,000 | 62,000 | 86,000 | 107,000 |
| Net income | 606,000 | 1,177,000 | 1,627,000 | 2,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,390,000 | 10,977,000 | 11,443,000 | 11,866,000 |
| Total capital | 11,393,000 | 11,949,000 | 12,432,000 | 12,893,000 |
| Risk-weighted assets | 80,140,000 | 77,633,000 | 79,024,000 | 84,138,000 |