Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 124,194,000 | 127,014,000 | 128,570,000 | 138,047,000 |
| Total loans | 65,779,000 | 64,859,000 | 70,761,000 | 73,367,000 |
| Allowance for loan losses | 1,158,000 | 1,085,000 | 996,000 | 983,000 |
| Securities available for sale | 46,427,000 | 48,619,000 | 49,481,000 | 50,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,009,000 | 109,473,000 | 110,566,000 | 116,492,000 |
| Interest-bearing deposits | 90,466,000 | 89,584,000 | 91,372,000 | 93,461,000 |
| Noninterest-bearing deposits | 19,543,000 | 19,889,000 | 19,194,000 | 23,031,000 |
| Equity capital | 10,137,000 | 11,318,000 | 12,381,000 | 12,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,630,000 | 3,941,000 | 5,282,000 |
| Interest expense | 332,000 | 659,000 | 980,000 | 1,274,000 |
| Net interest income | 1,000,000 | 1,971,000 | 2,961,000 | 4,008,000 |
| Noninterest income | 442,000 | 819,000 | 1,166,000 | 1,554,000 |
| Noninterest expense | 896,000 | 1,783,000 | 2,642,000 | 3,601,000 |
| Provision for loan losses | 11,000 | 11,000 | 11,000 | 42,000 |
| Pretax income | 535,000 | 1,007,000 | 1,567,000 | 2,012,000 |
| Income tax | 26,000 | 50,000 | 78,000 | 101,000 |
| Net income | 509,000 | 957,000 | 1,489,000 | 1,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,285,000 | 9,750,000 | 10,297,000 | 10,638,000 |
| Total capital | 10,294,000 | 10,760,000 | 11,323,000 | 11,651,000 |
| Risk-weighted assets | 80,540,000 | 80,673,000 | 82,799,000 | 83,314,000 |