Call reports 2023
CALIFORNIA BANK OF COMMERCE — 2023
What CALIFORNIA BANK OF COMMERCE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,059,547,000 | 2,004,234,000 | 1,981,187,000 | 1,982,482,000 |
| Total loans | 1,619,027,000 | 1,585,267,000 | 1,574,427,000 | 1,560,641,000 |
| Allowance for loan losses | 15,382,000 | 15,722,000 | 15,921,000 | 16,028,000 |
| Securities available for sale | 46,240,000 | 44,867,000 | 44,227,000 | 44,560,000 |
| Securities held to maturity | 107,529,000 | 106,262,000 | 105,016,000 | 100,841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,726,422,000 | 1,743,129,000 | 1,709,568,000 | 1,627,160,000 |
| Interest-bearing deposits | 976,960,000 | 996,136,000 | 1,020,358,000 | 967,942,000 |
| Noninterest-bearing deposits | 749,462,000 | 746,993,000 | 689,210,000 | 659,218,000 |
| Equity capital | 226,577,000 | 232,898,000 | 239,313,000 | 246,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 25,538,000 | 52,734,000 | 80,827,000 | 109,232,000 |
| Interest expense | 6,229,000 | 14,217,000 | 23,178,000 | 32,447,000 |
| Net interest income | 19,309,000 | 38,517,000 | 57,649,000 | 76,785,000 |
| Noninterest income | 1,107,000 | 2,242,000 | 3,536,000 | 4,875,000 |
| Noninterest expense | 11,647,000 | 23,035,000 | 34,681,000 | 46,729,000 |
| Provision for loan losses | 463,000 | 803,000 | 924,000 | 1,012,000 |
| Pretax income | 8,412,000 | 16,921,000 | 25,389,000 | 33,634,000 |
| Income tax | 2,433,000 | 4,957,000 | 7,487,000 | 9,876,000 |
| Net income | 5,979,000 | 11,964,000 | 17,902,000 | 23,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,245,000 | 226,800,000 | 233,235,000 | 239,674,000 |
| Total capital | 237,347,000 | 244,399,000 | 251,202,000 | 257,868,000 |
| Risk-weighted assets | 2,023,455,000 | 1,961,927,000 | 1,968,078,000 | 1,990,202,000 |